Pay 12,000 people.Sleep at night.
Bulk vendor runs, salaries, pensions and taxes from one file, with every name checked before a kobo leaves and every payment signed by the right people.
Bulk payments
One file in.50,000 payments out.
Upload CSV, Excel, or a PAIN.001 straight from your ERP. Zaya checks every account name with NIBSS name enquiry, flags duplicates and sends over NIP in seconds, or SWIFT and SEPA abroad.
Upload
Drop the file, or let your ERP push it host-to-host.
Validate
Name enquiry on every line. Mismatches and duplicates are held, not sent.
Approve
Routed to checkers by amount and entity, with a summary built for phones.
Settle
NIP in seconds, with a receipt per line and a reconciliation file back to the ERP.
Payroll
Salaries, PAYEand pensions, together.
Import from your HR system, and Zaya splits each run into net pay, LIRS PAYE, PenCom contributions to each staff member's PFA, NHF and NSITF, then files the schedules.
NOVEMBER RUN · ILU GROUP12,406 STAFF
08 · Multi-level approvals
Your mandate,written as rules.
Maker
Payables or HR create and upload. Makers can never approve their own batch.
Checker
Treasury reviews up to ₦500m, or $250k per entity. Any one of four checkers.
Authoriser
Above that, the CFO plus one director, as set out in the board resolution.
Time and place
Optional cut-offs, new-payee cooling periods and an IP allow-list for host-to-host.
07 · Cards and spend controls
A card for every team.A limit for every card.
Physical and virtual Visa and Verve cards in ₦ and $, issued in seconds. Set limits by merchant category, country and currency, freeze from your phone, and match every receipt to the general ledger.
