Corporate money, one console.
Every entity, every currency and every approval for your group in one place. ₦, $, £ and € accounts, payroll for 12,000 staff, letters of credit and host-to-host links, with a relationship manager who answers on the first ring.
Built for the group, not the branch
Seven entities.One view of cash.
Conglomerates, manufacturers, oil and gas services, telcos, universities and state agencies. If your treasurer still stitches together six portals at 8am, Zaya Corporate was built for you.
What's inside
Everything a treasureropens before 8am.
Treasury and liquidity
Live group position, 13-week forecasts and money-market sweeps on idle cash.
ExploreMulti-entity, multi-currency
NGN, USD, GBP and EUR Zaya accounts for every subsidiary, opened in minutes.
ExploreBulk payments and payroll
Upload 50,000 lines, validate names before you send, pay PAYE and PenCom on the same run.
ExploreTrade finance
Letters of credit, documentary collections and guarantees, tracked from Form M to delivery.
ExploreFX and hedging
Streaming spot, forwards and NDFs with licensed dealers, booked in two taps.
ExploreCash pooling
Zero- and target-balance sweeps into a header account, with intercompany loans tracked.
ExploreCards and spend controls
Virtual and physical cards per team, with limits by merchant, country and currency.
ExploreMulti-level approvals
Maker-checker rules by amount, entity and currency. Nobody approves their own payment.
ExploreAPI and host-to-host
REST, webhooks and SFTP straight from SAP, Oracle or Microsoft Dynamics.
Explore
Maker · Checker · Authoriser
Four eyes onevery naira.
Rules that match your board mandate, not ours. Payables raises the batch, treasury checks it, the CFO signs above ₦500m, all on a phone with Face ID or a hardware token.
AWAITING YOU3
Switching takes weeks, not quarters
From CAC certificateto first payroll.
Verify the group
We pull your CAC filings, directors and shareholders. You upload the board resolution once.
Map the mandate
Set signatories and approval tiers per entity. Your RM checks them with the company secretary.
Connect the ERP
Host-to-host over SFTP or our API. Statements land in SAP every 15 minutes.
Run in parallel
One payroll cycle side by side with your current provider, then switch with confidence.
A name, not a ticket number
“Your treasurer has my number. When a cargo clears Apapa at 11pm, the LC payment goes out at 11:05.”
Global from day one
Lagos. Accra.London. Nairobi.
Local accounts on local rails: NIP in Nigeria, GhIPSS in Ghana, M-Pesa and PesaLink in Kenya, Faster Payments in the UK and SEPA Instant in the euro area. One group view on top.
Zaya Corporate · by invitation and application